It looked like a wolf's head, only two or three times as large.
A friend had lost his phone a few days earlier somewhere along the empty back roads outside a small Montana town, after stopping to relieve himself and taking a tumble into the ditch. He phoned the teller for help looking for it. The teller had had a couple of beers but was fine to drive, so they set off along his route, scanning the ditches. These roads see almost no traffic beyond a few locals.
They drove about thirty miles out and turned back as the sun went down. A few times the teller pulled over when something in the ditch looked like it might be a phone, but it never was. About fifteen miles from town it was nearly dark, and they were driving with the high beams on.
Thirty or forty yards ahead, something huge was crossing the road. The teller's mind ran through the options. An elk was the likeliest, but it didn't move like an elk. A moose moves in that gangly way, but they're rare around there. It moved a bit like a bear, but it was far too big for a black bear, and grizzlies are almost unheard of in that part of the state. Still, they thought it was going to be a very cool sighting.
Then it reached the edge of the road, stood up on two legs and walked down into the ditch the way a person would. The teller has seen bears walk upright, and says that looks awkward and unnatural. This was smooth and easy, as though it was simply how the animal moved.
It climbed up the far side of the ditch and stepped over a barbed-wire fence four and a half to five feet high, as casually as someone stepping over a little garden fence. As it crossed, it turned its head to look back at them, and in the headlights they saw its profile clearly. It was nothing like a bear. It looked like a wolf's head, but two or three times the size. The arms were far too long for a bear and less bulky, and the teller is sure he saw long fingers ending in claws.
Then it was gone into the dark beyond the fence. The friend turned and asked if he'd seen that. The teller asked him to describe exactly what he had seen first, and the description matched almost detail for detail. Asked what he thought it was, the friend said "werewolf" and gave a nervous laugh. It was the same word in the teller's head.
Unusually for these stories, the teller says he wasn't frightened, then or later. The animal didn't seem threatening. If anything, when it looked back at them it seemed curious, just going about its business. He hopes he sees it again.